Crypto.com: Everything You Need to Know as a Beginner
What Is Crypto.com?
Crypto.com is a global cryptocurrency platform that offers much more than just buying and selling crypto. It provides a full ecosystem — including a crypto wallet, an exchange, DeFi services, an NFT marketplace, Visa cards with cashback, and even a mobile app that makes managing crypto easy for beginners and pros alike.
Founded in 2016 and headquartered in Singapore, Crypto.com has rapidly gained recognition due to its aggressive marketing (think: UFC sponsorships and the renaming of the Staples Center in Los Angeles to “Crypto.com Arena”).
Key Features of Crypto.com
- Mobile-First App – User-friendly interface for buying, selling, staking, and managing crypto
- Crypto.com Exchange – A full-featured trading platform with low fees
- Crypto Wallet – A non-custodial DeFi wallet to store your assets securely
- Crypto Visa Card – Earn cashback in CRO (Crypto.com’s native token) on everyday purchases
- Earn Program – Earn interest on over 40+ cryptocurrencies by locking your assets
- NFT Marketplace – Buy, sell, or mint NFTs from top artists and creators
- DeFi Suite – Access decentralized financial tools all within one app
How to Get Started on Crypto.com
Download the App
Available on iOS and Android — search for “Crypto.com” in your app store.
Sign Up
- Enter your email and create a strong password
- Confirm your email
Identity Verification (KYC)
- Upload your government-issued ID and take a selfie
- Verification is usually completed within minutes
Set Up 2FA
Activate two-factor authentication (2FA) for added security
How to Fund Your Account
Fiat Funding
- Credit/Debit Cards
- Bank Transfers (ACH, SEPA, etc.)
- Apple Pay / Google Pay
- Crypto.com supports multiple currencies like USD, EUR, GBP, AUD, etc
Crypto Deposits
- Go to Transfer → Deposit → Crypto
- Select the cryptocurrency and copy the wallet address
- Send from your external wallet or exchange
How to Buy and Sell Crypto
- Open the app
- Tap “Trade”
- Choose “Buy” or “Sell”
- Select the cryptocurrency
- Choose payment method
- Confirm transaction
Security on Crypto.com
Crypto.com is known for its high-level security. Here’s how it protects your assets:
- Cold Storage: 100% of user crypto is held in offline cold wallets
- Insurance: Over $750 million in crypto insurance coverage
- 2FA: Required for transactions and logins
- Withdrawal Whitelisting: Only send funds to approved addresses
- Real-Time Risk Monitoring and anti-phishing security layers
The Crypto.com Visa Card
Crypto.com offers metal Visa cards that provide cashback on purchases (paid in CRO), along with other benefits based on your staked CRO amount:
| Card Tier | CRO Stake | Cashback | Extras |
| Midnight Blue | None | 1% | Free app access |
| Ruby Steel | 500 CRO | 2% | Spotify rebate |
| Royal Indigo / Jade Green | 5,000 CRO | 3% | Netflix + Spotify |
| Frosted Rose Gold / Icy White | 50,000 CRO | 5% | Amazon Prime + Airbnb |
| Obsidian | 500,000 CRO | 5% | Private jet perks |
Note: Staking requirements and perks may vary depending on your region.
Crypto Earn: Make Your Crypto Work for You
Earn interest on your crypto by locking it for flexible, 1-month, or 3-month terms.
- BTC: Up to 6.5% APY
- USDC: Up to 8% APY
- CRO: Up to 10% APY
Perfect for passive income lovers.
Other Notable Features
- NFT Marketplace – Home to premium collections and creators
- DeFi Wallet – Gives you full control over your keys
- Missions & Rewards – Daily tasks that earn you Diamonds to redeem for rewards
- Referral Program – Earn bonuses for inviting friends to the app
Additional Resources
- Official Website: https://crypto.com
- Blog: Updates on new coins, promos, and features
- Support: In-app chat support and knowledge base
- Social Media: Follow for updates on X
Final Thoughts
Crypto.com is not just a crypto exchange — it’s a full ecosystem. Whether you’re new to crypto or looking for a one-stop shop to manage assets, earn passive income, and even spend your crypto in the real world, Crypto.com delivers a powerful and user-friendly platform. Its mobile-first approach, security, and features make it ideal for beginners and crypto veterans alike.
Disclaimer
The cryptocurrency market is highly volatile. Always do your own research before investing and only invest funds you’re willing to lose.